BANK LOAN TO BUY, BUILD & RENOVATE

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General Document Required for Loan Approval

• Personal Documents
• Two attested passport size photographs
• Two attested copies of your National Identity card
• Cheques for processing charge
• Property documents:
• Any title document available (other documents may be required)

Job Related Document

• Employment card (attested copy)
• Employment Certificate
• Reflecting Date of joining
• Bank Certificate mentioning :
  • The date of account joining
  • Job status
  • Salary Gross & Net

Minimum Salary Required

• Rs 5000/-Net for Government Employees
• Rs 10000/- Net for private organizations
• Debt Burden 50%
• Salary slip and certificate should be verified by the salary disbursing officer

Business Related Documents

• 3-Year business Proof
• Last 1 year Bank statement
• Proprietorship Certificate from bank /partner ship Deed
• Tax Documents
• N.T.N certificate
• From A -29 & Article of Memorandum in case of Private Limited Companies

Property Documents

• Copy of Lease /Sub Lease
• Sale Deed
• Approved Building Plan
• Completion certificate of Building Plane
• Permission to Mortgage
• General Power of Attorney
• Search Certificate
• Allotment letter
• Possession letter
• Mutation of property

Note : It can be changed case to case.