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BANK LOAN TO BUY, BUILD & RENOVATE
 
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General Document Required for Loan Approval

  • Personal Documents
  • Two attested passport size photographs
  • Two attested copies of your National Identity card
  • Cheques for processing charge
  • Property documents:
  • Any title document available (other documents may be required)

Job Related Document

  • Employment card (attested copy)
  • Employment Certificate
  • Reflecting Date of joining
  • Bank Certificate mentioning :
    • The date of account joining
    • Job status
    • Salary Gross & Net

Minimum Salary Required

  • Rs 5000/-Net for Government Employees
  • Rs 10000/- Net for private organizations
  • Debt Burden 50%
  • Salary slip and certificate should be verified by the salary disbursing officer

Business Related Documents

  • 3-Year business Proof
  • Last 1 year Bank statement
  • Proprietorship Certificate from bank /partner ship Deed
  • Tax Documents
  • N.T.N certificate
  • From A -29 & Article of Memorandum in case of Private Limited Companies

Property Documents

  • Copy of Lease /Sub Lease
  • Sale Deed
  • Approved Building Plan
  • Completion certificate of Building Plane
  • Permission to Mortgage
  • General Power of Attorney
  • Search Certificate
  • Allotment letter
  • Possession letter
  • Mutation of property
 
 
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